The number of flood disasters have been consistently increasing not only in US but also across of the world. Flood damage can cause huge amount of property damages and change the lives of those involved forever. Many people get so traumatized that they do not know what they should do after a flood attack. Even a minor flood can cause great deal of damage. Whether your place has been attacked by a minor or major flood, you can still deal with the murky after effects of the flood by having a systematic approach.
If you live in an area that is frequently attacked by flood, it would be wise to invest in an insurance policy such as flood insurance. Keep in mind that a homeowner’s insurance policy will not cover the damage that is done by flood. After a flood attack, you should immediately get in touch with your insurance company and ask for a cover. Make sure you provide the insurance company a detailed list of possessions that have been damaged during the flood.
Your state government will provide you with federal aid in case you are a victim of a natural disaster. In other words, you will receive around $30,000 to $40,000 from the government depending on how badly the flood has affected your house and family. Keep in mind that the amount of money you will get through insurance coverage will be much higher than compared to money that you will receive through federal aid. Also keep in mind that once you have received disaster assistance, you will not be able to apply for it again for the following three years.
Fixing your house
When you enter your house after a flood attack, the first thing you should do is double check that you have stopped turned off all the utilities such as power connection and water supply. Check the sewage to find out if there is any blockage. Do not try to fix damage by yourself. Get in touch with the professionals and let them inspect all the issues. Make sure you fix the water supply at the earliest to ensure that you receive potable water for drinking. Find out if there is leakage of gas or not, if there is leakage, you should avoid smoking inside the house and do not make use of electricity. Call the gas company professionals to deal with the issue at the earliest.
Find out if the house is safe to live in and also double check whether the house is free from the danger of collapsing. Inspect the doors, windows, staircases, walls, floors, etc to see if they needed repairing.
If your house has been flooded with water, start removing water from the house starting from the low lying areas of the house such as basement. Diseases are very common after flood, hence, it is very important not to clean the house thoroughly but also to disinfect it completely. You can mix one-fourth of chlorine bleach with one gallon of water and use it as a disinfectant.