Flooded Basement Cleanup

What Home Insurance Companies Offer Mold Coverage Options

Mold coverage is typically not covered by the general home insurance. It is hard to find a home insurance company that does offer mold coverage in their home insurance. Mold tends to thrive in areas that are damp. They can be hazardous to the health of your family even if it is just a small patch growing on some parts of your wall. It can cause symptoms like breathing difficulties, rashes, and asthma especially with people that has a medical history.

Most home insurance does not offer coverage against water damage that is caused by maintenance problem. Examples of water damage caused by maintenance problem are repetitive leaks, problems in your drainage system and etc. Flood damage is also generally not included in your home insurance which means that mold developed as a result of a flood damage will not be covered.

On the other hand, water damage caused by an accidental issue like burst pipe and sudden sump pump failure. You should check with your policy to confirm the types of water damage sources that will be covered in accidental issue. Every now and then, you should check your plumbing system to ensure that it is working in good condition without any problem.

They may limit the compensation amount you can claim even if your policy does offer coverage of mold by certain water damages. The home insurance company may change the policy every now and then so make sure to read the policy every year. This will keep you up to date on whether mold damage is covered in your home insurance.

You should never count on your home insurance policy to get the mold removed from your house. The best way to deal with this is to take things into your hand by following all the precaution steps. Some of the precaution steps that you can take are maintaining the humidity low, install ventilation system in bathroom, make sure your drain is clear, install exhaust fan in kitchen, mix in mold inhibitors in paints, insulate surfaces that are cold and etc. If you notice any plumbing problem, you should immediately get it fixed within a period of 24 – 48 hours.

You must firstly understand how the mold growth takes place before you can determine whether your home insurance provides coverage. If you notice any plumbing problem like leaking, you should hire a disaster cleanup company to come over to your house to take proactive actions. Many cleanup companies are covered by home insurance companies.

Removing mold in your business: should you require a 3rd party to test the mold or allow your maintenance department handle?

Keeping the environment safe is important at home because your family is depending on you. Mold in Attics are fungus or bacteria found everywhere. Its’ spores are small and cannot be seen with the naked eye. This of course is not the case when you look at a piece of moldy bread or cheese, but that is a different type of mold and typically does not cause health concerns. It is important to protect your family and home from mold. It is equally important to protect your work environment. There are so many people in and out of our work areas that protection from Black Mold can be an important health concern. Once mold is found in your work environment having a professional company remove the bacteria often is the more efficient way to get mold out of your environment and under control.

For some, exposure to moldy and damp areas breeds a variety of health challenges. People struggle with many types of throat, skin or eye irritations. Some people have coughing and sneezing episodes or experience difficulty breathing. Others show no effects at all it varies from person to person. However registered EPA environmental agencies recognize the importance of reducing the amount of mold in the air we breathe.

With a professional Mold Removal company you hire experts in creating indoor air quality for large work buildings. The treatments use solutions which are environmentally sound and cost effective. The surface cleaning solutions are not only effective, but safe and non-toxic. Trying to do Mold Cleanup on your own could lead to using products that leach poisons or metals that some chemicals contain to control mold. Seeking professional services that use the most environmentally safe approach protects you, other workers and customers that come to your establishment.

If your building is contaminated with Mold in Basements this serious situation needs experts that know how to remove mold and make the environment safe again. Mold Remediation and Mold Testing should be handled by professionals. Protecting property from mold or the removal of mold requires specialist that realize mold is resilient. The damages done to a person’s health and property could lead to personal injury lawsuits. Avoid life-threatening situations which could develop from not seeking experienced cleaners to get mold removal under control.

If your business requires mold removal then a professional cleaning team is environmentally speaking the healthier way to go. Ease your mind and seek professional services for safer non-toxic chemical treatments for everyone.

Jarvis Crews in Action

The hardworking teams at Jarvis have been working tirelessly to help residents of the greater Macomb and Oakland Counties remove water from their properties after historic flooding took place on Monday, August 11th. Rain poured down on cities like Warren, Royal Oak, Huntington Woods, and stretched through Detroit and other areas as well. Interstates were closed, homes were flooded, and many businesses had flooded structures as well.

Our crews have been on call 24 hours a day, 7 days a week, and 365 days a year to respond to flooding disasters that have been coming in throughout the past week. Our IICRC certified technicians have began removing water from basements, removing contents, removing drywall and paneling, and lastly spraying anti-microbial spray to inhibit the growth of mold.

Recovery after a storm can be quite difficult after a storm disaster such as this one, but if you hire the right restoration firm to help, it can become less stressful. Here are some photos of our teams in action while working on both residential and commercial jobs due to the extreme flooding event that unfolded last week.

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If you are still in need of service due to a flooding disaster, or if you need possible rebuild and reconstruction services, Jarvis Property Restoration can assist you. With 30 years in the industry, we know what it takes to complete a successful rebuild on an industrial, commercial, or residential property.

Iowa Hit Hard With Rain & Severe Weather

Eastern Iowa is dealing with massive flooding due to extreme overnight torrential rains, with additional heavy rain in the forecast for today. Residents have been dealing with flooded basements and homes as the rain totals began to rise.

The areas that were hit including Cedar Rapids, experienced massive sewer backups, and it also washed out several local roads. The torrential rains hit around Highway 20 at 9 P.M on Sunday.

Highway 1 in Linn County is still closed due to flash flood damage, and traffic is being detoured from Highway 151 to Highway 13, and then south to Highway 30 back to east Mount Vernon, according to the Linn County Sherriff’s reports.

The Mercy Medical Center has remained closed as the emergency department staff works to clean up the water that came through the Eighth Avenue entrance. Any residents who need emergency medical attention are being sent to St. Lukes, although Mercy is set to open their doors today. The fifth flood patient tower is also experiencing damage, as the roof drain failed. Crews are rushing to make repairs so that the hospital can re-open their doors.
A Cedar Rapids police report stated that several roads in the area were completely washed away due to the torrential flooding that occurred overnight. Many fire department and police department crews spent their night rescuing stranded motorists, as well as trying to clear the roadways. There were many parked cars that flooded out, were washed into the road, or even carried into resident’s yards due to floodwater.

A Public Safety Spokesman stated that these roads are closed by means of barricades until repairs can be made, and there are many vehicles in the road that still need to be cleared away. The Police force are urging residents to be cautious this morning because there are still issues that have yet been reported.

The torrential rains sent area rivers and streams that were already high from the recent rain, up significantly. The observed water levels in the Cedar River, in Cedar Rapids, rose more than two feet in two hours last night. The widespread rain totals from the rainstorm totaled at about two to six inches. There is also a threat for additional thunderstorms with more heavy rain in the forecast.

Also, reported winds of about 80 mph that were brought on by a derecho left more than 95,000 customers without power. A local station in Cedar Rapids reported that the storms left damage in just about every neighborhood. Earlier in the day, a possible tornado was reported near Stuart. A lot of damage to houses and other building structures were reported in Warren County as storms moved throughout the area. In Western Iowa, storms dumped giant sized hail up to 4 inches in diameter in Rockwell City, and Harlan reported 3 inch diameter hail, which equals out to be slightly larger than the size of a baseball.

The Governor of Iowa has declared a state of emergency for Cedar, Guthrie, Jones, Adair, and Linn Counties. This means that state resources can be used in responding to ongoing flooding occurrences and severe weather. This derecho came one day after severe weather brought on heavy rain and wind gusts of up to 70 mph. A highway in Fairfax was partially collapsed, and part of a highway near Mount Vernon was also partially collapsed.

Stay tuned to your local weather authority or The Weather Channel for any updates in your particular area.

Minnesota Experiencing Extreme Flooding and Severe Weather

Minnesota has been pounded with heavy rain and torrential rains over the past day, and it isn’t supposed to let up until Sunday. Many residents are being flooded out of their homes and businesses. The Governor of Minnesota, Mark Dayton, has declared a state of emergency in 35 counties after torrential rains caused flash flooding in the Twin Cities area on Thursday. Dayton has also called for the Minnesota National Guard to send 100 soldiers to Koochiching County to help prevent flooding on the Rainy River and Rainy Lake, located in the International Falls area.

When a state of emergency is declared, it opens up many opportunities available that were not before. Also, it gets state agencies more involved in the response to the disaster. The Department of Public Safety is now in full operation and has activated its Emergency Operations Center, which was already partially activated earlier in the week. Emergency Management officials say that they are ramping up the efforts to help all communities across the state that are dealing with high flood waters as well as storm damage.

On Thursday morning, thunderstorms, lightning, and torrential rains raced through the metro area. This caused extensive flooding making roads impassable, and causing a plethora of traffic problems. The National Weather Service put out multiple flood warnings as almost 4 inches fell on the metro area, with more heavy rain on the way.

A director of meteorology stated that Thursday was among the top 10 wettest days in the Twin Cities that is on record, very close to reaching the top 5. Early in the morning a flash flood warning was issued for Hennepin County until 1 P.M. The National Weather Service said that Minnehaha Creek had risen nearly a foot overnight, and has overflowed its banks in some places. The NWS also reported that the levels for the creek had reached the highest they have observed in the last 10 years worth of records kept.

It is always in your best interest to stay updated on the most recent advances in the weather system in your area by tuning in to your local weather authority or The Weather Channel!

 

Severe Weather In Store for Plains States While Snow Is In the Forecast for Northwest

The latest severe thunderstorm present in the United States is predicted to continue into early next week. Severe weather and thunderstorms are not unusual for early May, and this May is following the normal trend of weather patterns. This system is not expected to be destructive as the tornado outbreak that ravaged the south late last month. But, this system will definitely pose a threat of scattered severe thunderstorms every day throughout the end of this week and into next.

The threat areas for Friday are Ohio Valley, middle and lower Mississippi Valley to the east, central, and south Texas area. These regions can await hail, damaging straight line winds, and locally heavy rainfall that could possibly lead to flash flooding in some areas. Louisville, Memphis, Houston, and San Antonio are the main cities that that this weather is expected to hit.

On Saturday, the lower Mississippi Valley, mid Mississippi Valley and Oklahoma will be seeing scattered severe weather. The main threats for Saturday are hail, possible tornado activity, and overnight thunderstorms clusters with hail and heavy rain also possible. Columbia and Springfield, Missouri are the cities that will most likely be hit the hardest throughout Saturday and during Saturday night.

Sunday the system becomes more severe and more widespread than it had been the past two days. This cluster will expand into the southern Plains and into the mid Mississippi Valley. This will include Des Moines, Kansas City, Wichita, and Oklahoma City. These regions can anticipate large hail, a few tornado touchdowns, damaging winds, and a flash flood threat that is mainly predicted for Kansas and in the Northeastward direction. This severe weather will continue into the night and into Monday morning where the system will begin to die down.

The forecast for the Northwest and Rockies through Mother’s Day is on the other side of the spectrum. These regions can expect to see snow due to a strong southward dip of a jet stream that will move from the Pacific Northwest on Friday into the Four Corners by Sunday. This snow will spread throughout the northern Rockies on Saturday and heavy snow is a high possibility in southwest Montana, northwest Wyoming and the Bitterroots and Sawtooth range of Idaho. On Sunday the snow will shift into the mountains of Utah and the higher end of Colorado. The snow in these areas will begin to taper off on Monday.

Accumulations of over one foot are more than likely in the Colorado mountains and south-central Wyoming. Thundersnow is also a possibility as well. Between Denver and Colorado Springs accumulations of over six inches are possible. Stay tuned to your local weather authority or The Weather Channel for any updates on the weather in your area!

Flood Insurance May Be More Economical Than You First Imagined

Finding your home flooded can be a devastating event for any homeowner to undergo. It can cost thousands of dollars in repairs and restoration fees. But luckily, you can prevent paying an arm and a leg for damages by purchasing flood insurance for your property. Contrary to the popular belief of many, homeowners insurance does not cover flood damage. So if you live in an area that is more prone to flooding, it is a good idea to begin looking into flood insurance if you have not already done so. This can save you thousands of dollars in fees after sustaining flood damage to your home, and it will lessen the amount of stress you’re under because you know that you will be taken care of.

Now, residents that live in low-risk areas can also purchase flood insurance for their home. This can only be done if your community is registered with the NFIP though. Being prepared for a flood to occur on your home is not only a good idea because it will keep your family safe throughout the disaster, but it will also minimize the risk of further damage being sustained to your property and accelerate the cleanup effort that will be in effect.

It is important to know what is, and what is not, covered with home flood insurance. Anything that is caused by direct flooding will be covered by your plan. Say that your sewer has backed up and you need assistance with the cleanup effort. Unless this was directly caused by a flood, than chances are that the flood plan will not cover it. For a home, the insured building and its foundation will be covered under your plan. Electrical and plumbing systems, furnaces, water heaters, carpeting, paneling, wallboard, window blinds, and built in appliances will also be covered under your specific plan.

There are also other contents of your home that will be covered such as personal belongings (clothing, furniture, electronics), curtains, portable and window air conditioners, microwave ovens and portable dishwashers, clothing washers and dryers, food freezers, and other certain valuables that may include artwork and furs.
Now for what is not covered, this can include a wide array of things that were not directly caused by flooding issues. This can include damage caused by mold or mildew, currency, jewelry, and valuable documents, trees, plants, septic systems and decks, temporary housing, financial losses, and cars and their parts.

Basements are also subjected to flooding, but this is not always included in your plan depending on the flood risk of your area. You can purchase a more intensive plan that can cover your basement, although it may be a good idea to talk to an insurance adjuster before you make these decisions. Flood insurance is an important factor in the aftermath of flood damage. It can save you a large chunk of change in the long run, and can help your home get back to its former state more quickly after being ravaged by water.

Tips For Homeowners In Cold Weather

This winter season has been very treacherous for residents all over the United States, and it is not yet over. Subzero temperatures, ice storms, and large accumulations of snow have impacted the whole country through the beginning of 2014. All of the above circumstances can take a large toll on a home or business. Snow can get packed into the gutters of your home causing an ice dam, or pipes may even burst due to the freezing temperatures and poor insulation. When the temperatures heighten, then drop again, it makes for even more damage to your property. This is because the snow or ice turns into water which can sit in the pipes or in your gutters, and then it will re-freeze. Before the temperatures begin to thaw out, here is a checklist of things you may want to check off to avoid further home maintenance!

Leaks: Right before spring hits is a good time to check for leaky faucets, sweaty pipes, or even clogged drains. The kitchen and bathroom sink should be checked to make sure that the connections from pipe to hose are sealed properly, and you should check around the dishwasher for any wetness as that could signal a potential problem. The same could be said for your laundry appliances; your washer and dryer. Check the hoses for cracks, or any dampness that may be present. Hot water heaters can also show signs of corrosion and leaks.

Pipes: You should always check your pipes before the temperatures are expected to increase. If your pipes are frozen, there is a chance that they may burst due to the internal pressure when the temperatures heat up. If your pipes are frozen, you can use a small electrical appliance to thoroughly distribute the heat throughout the pipe. NEVER use an appliance associated with direct flame such as a blowtorch, etc. One good way to check to see if your pipes are frozen is by turning on the faucets in your home. If little to no water is coming out and you have turned the faucet on all the way, than chances are you have frozen pipes in your home. If this is not taken care of properly, it can lead to small or large scale water damage in the home.

Roof: Checking your roof before the snow and ice thaws is your best bet if you are trying to avoid the need for any home maintenance. When snow continues to build up on your roof, it can lead to ice dams, as well as your roof collapsing if not taken care of properly and efficiently. If you feel like this is a job that you do not want to do on your own, you could also call a professional service to come to your location and do it for you.

Gutters: It is vital to check your gutters to make sure that ice dams and icicles are not forming on your property. Icicles can be quite dangerous, because they can get extremely large and run the risk of impaling someone if they fall. Checking your gutters before the spring hits is easy, and can be done with just a ladder. Check and make sure that you do not have any large amounts of compacted snow in your gutters, and that way you won’t have to deal with a large amount of run-off that your gutters can’t handle when the snow melts.

These are just a couple tips for you before the spring hits, if you feel as though you cannot do these tasks on your own, or want the help of professionals, call your local restoration company today!

Flooding A Major Concern for East Coast this Weekend

Following a massive accumulation of ice this week, rain that will be accompanying a warm-up this weekend will bring a potential risk of major flooding and ice jams to the Midwest and Northeast. This rain will spread from west to east on Friday night, going into Saturday night. This cell will last less than 24 hours in most, but enough rain can fall in that period to cause problems. A lot of rain in a short amount of time can lead to one thing: rises on streams and flooding in areas with poor drainage. Because of the subzero temperatures, the amount of ice on rivers and streams is substantially increasing in the northern regions of the Midwest and Northeast. Temperatures are on this rise though, and millions of people across the eastern half of the country are welcoming this rise gladly.

As rain and warmer conditions set in for the weekend, the areas with the greatest risk of flooding are Pennsylvania, western New York, New England, Indiana, and northwestern Ohio according to the National Weather Service. There is definitely a potential for flooding, accompanied by ice jams over the weekend; which can be expected mostly on streams and smaller rivers in New York to Massachusetts. Residents living in the Midwest and Northeast will be going from one extreme to the other, because the areas that were hit hardest with snow and frigid temperatures will the areas with the warmest weather and most rain over the weekend. Because there is a large amount of snow on the ground in much of Indiana, Ohio, and Michigan, these states can also expect minor flooding along with the mild air that is traveling that way.

All of these conditions are dependent on three factors: the thickness of the ice, the temperature of the rainfall, and the characteristics of each river and stream. A general prediction of the total rainfall for this weekend is .5 to an inch, with locally higher amounts expected over the weekend. If more rain falls than was predicted, the risk of widespread flooding will increase. Many of the areas that will be receiving rain do not have enough snow on the ground to add to the runoff. But, a lack of snow cover and frozen ground conditions can lead to quicker runoff and scattered problems where the ice jams up.
According to the National Weather Service, the areas near the Canadian border will not have to worry about flood issues. They will not receive enough rain and high enough temperatures to cause the rapid melting and shifting of the ice that would cause flooding.

Ice dams may also be a problem for homeowners. An ice dam is when snow builds up on the roof of your home and thaws, then refreezes and puts pressure on the roofs structure. When there is a potential for flooding, there is also a potential for flooded basement problems as well. If you need services due to water in your home or the removal of ice dams, remember to call the professionals at We specialize in helping property owners recover from any size disaster, and our team.

Midwest & East Coast In for a Cold New Year

If you are a resident of any states on the Eastern Coast, in the Midwest, or in the Northeast, than you are more than likely going to experience a frigid and rainy beginning to the New Year. The National Weather Service is predicting that two storm cells will collide and create one large cell, which will make its way along the eastern seaboard. This will create wet and cold conditions going into 2014. Rain is expected across Interstate 95 on Saturday evening, and this rain will continue into Monday. The storm will then move into the Northeastern states on Saturday. The panhandle of Florida will experience strong rain and wind gusts as the storm moves onshore. Any residents living in the southern states can also expect heavy rain conditions with precipitation totals expected to be about an inch.

A cold front will make its way across the Ohio Valley, where it will collide with another storm cell. This will add to the storms already powerful surge, and the storm will then move to the coast of New Jersey. Sunday morning, the storm is predicted to move through New England and into Canada. The air will be relatively mild, which means that any major cities along the coast can expect rainfall instead of snow accumulations. These totals could be an inch to 1.5 inches. The major cities that will be affected are New York, Washington D.C, and Boston and it will take place on Monday morning.

The frigid air will stay in upstate New York and Northern New England. Albany, Augusta, Burlington, and Glen falls will see most of the snowfall, with up to several inches of heavy accumulation being predicted. Luckily for residents of these states, the storm will make a swift exit into the Canada Maritimes. The storm will strengthen as it moves into Canada, with wind gusts of 30 to 45 mph being expected. Because this storm will not make its way into the affected states for a few more days, some changes in the system may take place. Stay tuned to your local weather authority for any updates that may occur within today and the expected time frame.

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Flooded Basement Cleanup